Blue Chip Holidays Insurance

Cover every step of the way

Our special insurance is designed to give you peace of mind throughout your Blue Chip Holidays stay. It will cover you on your way there, while you’re staying there – even when you’re out and about. From only £33 your whole party can relax with bespoke insurance which covers:

Personal Liability

  • Legal liability for accidental damage to accommodation caused by you or your pet up to £2 million
  • Legal liability for accidental injury to third parties up to £2 million

Personal Travel

  • Personal accident covered up to £15,000
  • Emergency medical covered up to £2,500

Motor Breakdown

  • Pre travel (up to 7 days) motor breakdown up to £300 labour charges
  • Car hire, hotel accommodation and recovery costs up to £1,600

Personal Possessions

  • Damaged, lost or stolen personal possessions up to £1,500 (single article limit £250 and valuables £250 in total)
  • Loss or theft of money up to £500 (cash limit of £250)

Summary of cover

The following is only a summary of the main cover limits and you should read the policy document for the full terms and conditions. Note: Some sections of cover also have extra sub limits, for example the personal possessions section has a ‘single article’ and ‘valuables’ limit. The maximum aggregated amount for Motor Breakdown cover shall not exceed £2,500.

Personal travel insurance per person limit
Medical expenses £2,500
- - Hospital benefits £600
Personal possessions £1,500
- - Single article limit £250
- - Valuables limit £250
Personal money £500
Personal accident £15,000
Personal liability £2m
Additional expenses £1,000
Motor breakdown insurance per vehicle limit
Breakdown assistance £300
Replacement vehicle £1,600
Emergency roadside repairs and getting to the garage £300
Chauffeur hire £1,600
Premiums (per party)
For short breaks of two nights £18.00
For short breaks of three nights £22.00
For short breaks of four nights £27.00
Up to seven nights £32.00
Additional week £15.00
Additional night £4.00

Your travel insurance

Our priority is peace of mind and a relaxing holiday for you and your family We strongly advise that you take out appropriate travel insurance. You can choose to buy the wide-ranging and competitive personal travel and motor breakdown cover we offer. For holidays in England, Scotland and Wales, insurance is optional. Here is some important information about UK personal travel and motor breakdown insurance.


This insurance is underwritten by AWP P&C SA and is administered in the UK by Allianz Global Assistance. SA AWP P&C SA is duly authorised in France and the United Kingdom, and subject to limited regulation by the Prudential Regulation Authority and the Financial Conduct Authority.

Information you need to tell us

There is certain information that we need to know as it may affect the terms of the insurance cover we can offer you. You must, to the best of your knowledge, give accurate answers to the questions we ask when you buy your insurance. If you do not answer the questions truthfully it could result in your policy being invalid and could mean that all or part of a claim may not be paid.

Policy document

The policy wording gives you full details of what is and what is not covered and what to do if you need to claim. It is very important that you read the whole of this policy before you travel and make sure the cover is suitable for you. Please make sure that you take it on holiday with you in case of an emergency. A copy of the policy wording is available on request, if you would like to see it before booking.

Policy limits

Each section of the policy shows the most you can claim but other limits may apply. For example, under the Personal Possessions Section there are other specific limits for any one item and for valuables (including photographic equipment). If you intend to take expensive items with you, please check that you are fully covered.

Conditions and exclusions

Your policy does not cover all possible events and expenses. There are conditions and exclusions that apply to individual sections of the policy, and general conditions and exclusions that apply to the whole policy.

Health exclusion

If you have an existing medical condition, you must ask your doctor if it is safe for you to travel to your chosen destination. In the event of a claim, you will need to get your doctor to confirm in writing that at the time your policy was issued your condition was stable, that you were fit to travel and there was no sign that your condition would get worse. You will not be covered if you travel against the advice of your doctor, have a terminal condition, are on a waiting list for treatment as a hospital patient, are undergoing investigations or testsor are travelling specifically for any elective surgery, procedure or treatment

Hazardous activities

If you are going to take part in any hazardous sports or activities, you should check that the policy covers you.

Cancellation rights

If your cover does not meet your requirements, please return the documentation within 14 days of receipt and your premium will be refunded in full unless you have travelled, made a claim or intend to make a claim.

Policy excess

Under some sections of your policy, you will have to pay an excess. This means that you will be responsible for paying the first part of the claim for each person insured, for each section, for each incident. The amount you have to pay is the excess

Making a complaint

The policy contains a complaints procedure which tells you what steps you can take if you wish to make a complaint, and who to contact.

Combined insurance

The insurance provides personal travel insurance for all people in your party travelling and staying in the same property and also includes motor breakdown insurance for the vehicles used to reach your destination. The premium is per property. The vehicle(s) must be less than 15 years old at the date you buy the policy.

All details correct as at the date of print but subject to change without notice. All premiums include Insurance Premium Tax at the current rate.